/* Superior SR22 Insurance Michigan — Harbor-style phone-first */
:root {
  --blue: #2E7A84;
  --blue-d: #24656e;
  --navy: #0B2347;
  --navy-2: #081A33;
  --ink: #0B2347;
  --muted: #4a5b73;
  --gold: #2E7A84;
  --white: #ffffff;
  --off: #f4f7fb;
  --line: #dce5f0;
  --shadow: 0 10px 30px rgba(15, 62, 122, 0.12);
  --header-h: 7.6rem;
  --radius: 1rem;
  --font: ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
}
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--blue); }
.skip {
  position: absolute;
  left: -999px;
  top: 0;
  background: var(--navy);
  color: #fff;
  padding: 0.75rem 1rem;
  z-index: 1000;
}
.skip:focus { left: 0.5rem; top: 0.5rem; }

.wrap {
  width: min(1120px, calc(100% - 2rem));
  margin-inline: auto;
}
.wrap-narrow { width: min(820px, calc(100% - 2rem)); margin-inline: auto; }

/* Buttons — every labeled CTA uses .btn */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  min-height: 48px;
  padding: 0.75rem 1.25rem;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  line-height: 1.2;
  border: 2px solid transparent;
  white-space: nowrap;
  cursor: pointer;
}
.btn:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: #081A33; }
.btn-white { background: #fff; color: var(--navy); }
.btn-white:hover { background: #eef3fb; }
.btn-blue { background: var(--blue); color: #fff; }
.btn-blue:hover { background: var(--blue-d); }
.btn .phone-ic { width: 18px; height: 18px; flex-shrink: 0; }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: #fff;
  border-bottom: 1px solid var(--line);
  min-height: var(--header-h);
}
.header-inner {
  width: min(1120px, calc(100% - 1.25rem));
  margin-inline: auto;
  display: flex;
  align-items: center;
  gap: 1rem;
  min-height: var(--header-h);
}
.wordmark {
  flex-shrink: 0;
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 0.65rem;
  text-decoration: none;
  color: var(--navy);
  line-height: 1.05;
  padding: 0.4rem 0;
}
.wordmark { margin-left: 0.35rem; }
.brand-logo {
  height: 108px;
  width: auto;
  max-width: none;
  object-fit: contain;
  object-position: left center;
  flex-shrink: 0;
  display: block;
}
@media (min-width: 900px) {
  :root { --header-h: 9rem; }
  .brand-logo { height: 132px; }
}
.wm-text {
  display: flex;
  flex-direction: column;
}
.wordmark .wm-top {
  font-weight: 800;
  letter-spacing: 0.12em;
  font-size: 0.95rem;
}
.wordmark .wm-mid {
  font-size: 0.62rem;
  letter-spacing: 0.16em;
  font-weight: 650;
  color: var(--blue);
  margin: 0.12rem 0;
}
.wordmark .wm-bot {
  font-size: 0.62rem;
  letter-spacing: 0.2em;
  font-weight: 700;
}
.nav-desktop { display: none; margin-left: auto; align-items: center; gap: 1.35rem; }
.nav-desktop a {
  color: var(--navy-2);
  text-decoration: none;
  font-weight: 600;
  font-size: 0.92rem;
}
.nav-desktop a:hover { color: var(--blue); }
.header-cta { display: none; margin-left: 0.5rem; flex-shrink: 0; }

.nav-mobile { margin-left: auto; position: relative; }
.nav-mobile > summary {
  list-style: none;
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  cursor: pointer;
  border-radius: 8px;
}
.nav-mobile > summary::-webkit-details-marker { display: none; }
.nav-mobile > summary:focus-visible { outline: 3px solid var(--gold); }
.burger { display: flex; flex-direction: column; gap: 5px; width: 22px; }
.burger i {
  display: block;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
}
.mobile-panel {
  position: absolute;
  right: 0;
  top: calc(100% + 0.4rem);
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 12px;
  box-shadow: var(--shadow);
  min-width: 220px;
  padding: 0.6rem;
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
}
.mobile-panel a {
  color: var(--navy-2);
  text-decoration: none;
  font-weight: 600;
  min-height: 44px;
  display: flex;
  align-items: center;
  padding: 0 0.75rem;
  border-radius: 8px;
}
.mobile-panel a:hover { background: var(--off); }
.mobile-panel .btn { white-space: normal; text-align: center; margin-top: 0.35rem; }

@media (min-width: 880px) {
  .nav-desktop { display: flex; }
  .header-cta { display: inline-flex; }
  .nav-mobile { display: none; }
}

/* Hero */
.hero {
  position: relative;
  color: #fff;
  background:
    linear-gradient(105deg, rgba(11, 35, 71, 0.93) 0%, rgba(46, 122, 132, 0.78) 48%, rgba(8, 26, 51, 0.82) 100%),
    url("hero-bg.webp") center / cover no-repeat;
  overflow: hidden;
}
.hero-inner {
  display: grid;
  gap: 2rem;
  padding: 2.4rem 0 3.2rem;
  align-items: center;
}
.hero h1 {
  font-size: clamp(1.85rem, 6vw, 3.35rem);
  line-height: 1.12;
  margin: 0 0 0.85rem;
  letter-spacing: -0.02em;
  text-wrap: balance;
}
.trust {
  font-size: clamp(1rem, 2.4vw, 1.2rem);
  margin: 0 0 1.35rem;
  max-width: 34rem;
  color: rgba(255, 255, 255, 0.95);
}
.hero-actions { margin-bottom: 1.25rem; }
.call-card {
  background: #fff;
  color: var(--ink);
  border-radius: var(--radius);
  padding: 1.15rem 1.2rem 1.25rem;
  box-shadow: var(--shadow);
  max-width: 26rem;
}
.call-card .cc-kicker {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--blue);
  margin: 0 0 0.25rem;
}
.call-card .cc-phone {
  font-size: 1.45rem;
  font-weight: 800;
  color: var(--navy);
  margin: 0 0 0.7rem;
  text-decoration: none;
  display: inline-block;
}
.call-card ul {
  margin: 0;
  padding: 0;
  list-style: none;
}
.call-card li {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  margin: 0.35rem 0;
  font-weight: 600;
  font-size: 0.95rem;
}
.call-card li::before {
  content: "";
  width: 0.7rem;
  height: 0.7rem;
  margin-top: 0.35rem;
  border-radius: 50%;
  background: var(--gold);
  flex-shrink: 0;
}
.hero-capsule {
  justify-self: center;
  width: min(280px, 72vw);
  height: 420px;
  border-radius: 999px;
  overflow: hidden;
  border: 6px solid rgba(255, 255, 255, 0.88);
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.28);
}
.hero-capsule img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 30%;
}

@media (min-width: 800px) {
  .hero-inner {
    grid-template-columns: 1fr min(320px, 34vw);
    gap: 2.5rem;
    padding: 3.2rem 0 4rem;
  }
  .hero-capsule {
    width: min(320px, 34vw);
    height: min(520px, 70vh);
    justify-self: end;
  }
}

/* Waves */
.wave { display: block; line-height: 0; color: #fff; }
.wave svg { width: 100%; height: 52px; display: block; }
@media (min-width: 800px) { .wave svg { height: 72px; } }
.wave-from-blue { background: var(--blue); color: #fff; }

/* Split educational bands */
.split {
  display: grid;
  gap: 0.85rem 2.5rem;
  padding: 2.6rem 0;
}
.split h2 {
  margin: 0;
  font-size: clamp(1.45rem, 3vw, 2rem);
  line-height: 1.2;
  letter-spacing: -0.02em;
  color: var(--navy-2);
  text-wrap: balance;
}
.split .split-body p { margin: 0 0 0.9rem; color: var(--muted); }
.split .split-body p:last-child { margin-bottom: 0; }
@media (min-width: 800px) {
  .split { grid-template-columns: minmax(14rem, 0.38fr) 1fr; align-items: start; padding: 3.2rem 0; }
}

.section { padding: 2.6rem 0 3rem; }
.section h2 {
  margin: 0 0 0.5rem;
  font-size: clamp(1.5rem, 3vw, 2.05rem);
  color: var(--navy-2);
  letter-spacing: -0.02em;
}
.lede { color: var(--muted); margin: 0 0 1.5rem; max-width: 42rem; }

/* Landmark chips in about */
.landmarks {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem;
  margin-top: 1rem;
}
.landmarks span {
  background: var(--off);
  color: var(--navy);
  font-size: 0.82rem;
  font-weight: 650;
  padding: 0.4rem 0.75rem;
  border-radius: 999px;
  min-height: 36px;
  display: inline-flex;
  align-items: center;
}

/* Photo band */
.photo-band {
  position: relative;
  background: var(--blue);
  color: #fff;
}
.photo-band-inner {
  display: grid;
  gap: 1.5rem;
  padding: 2.4rem 0 1.5rem;
  align-items: center;
}
.photo-stack { display: grid; gap: 0.75rem; }
.photo-stack img {
  width: 100%;
  height: 150px;
  object-fit: cover;
  border-radius: 12px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.18);
}
.photo-band h2 { color: #fff; margin: 0 0 0.75rem; font-size: clamp(1.5rem, 3vw, 2.05rem); }
.photo-band p { color: rgba(255, 255, 255, 0.95); margin: 0 0 0.9rem; }
@media (min-width: 800px) {
  .photo-band-inner { grid-template-columns: minmax(220px, 0.42fr) 1fr; gap: 2.5rem; padding: 3rem 0 2rem; }
  .photo-stack img { height: 128px; }
}

/* Service cards */
.cards {
  display: grid;
  gap: 0.85rem;
  grid-template-columns: 1fr;
}
@media (min-width: 560px) { .cards { grid-template-columns: 1fr 1fr; } }
@media (min-width: 960px) { .cards { grid-template-columns: 1fr 1fr 1fr 1fr; } }
.card {
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 1.15rem 1.1rem 1.2rem;
  background: #fff;
}
.card .num {
  display: inline-grid;
  place-items: center;
  width: 2rem;
  height: 2rem;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  font-size: 0.8rem;
  font-weight: 800;
  margin-bottom: 0.65rem;
}
.card h3 { margin: 0 0 0.4rem; font-size: 1.02rem; color: var(--navy-2); }
.card p { margin: 0; color: var(--muted); font-size: 0.92rem; }

/* Process */
.steps { display: grid; gap: 0.85rem; }
@media (min-width: 700px) { .steps { grid-template-columns: 1fr 1fr 1fr; } }
.step {
  background: var(--off);
  border-radius: 14px;
  padding: 1.15rem;
}
.step .step-n {
  font-weight: 800;
  color: var(--gold);
  font-size: 0.8rem;
  letter-spacing: 0.08em;
}
.step h3 { margin: 0.2rem 0 0.4rem; font-size: 1.02rem; color: var(--navy-2); }
.step p { margin: 0; color: var(--muted); font-size: 0.92rem; }

/* Areas */
.pills { display: flex; flex-wrap: wrap; gap: 0.5rem; }
.pills span {
  border: 1px solid var(--line);
  background: #fff;
  color: var(--navy);
  font-weight: 650;
  padding: 0.55rem 0.95rem;
  border-radius: 999px;
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  font-size: 0.92rem;
}

/* FAQ */
.faq-list { display: grid; gap: 0.6rem; }
.faq-list details {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 0;
}
.faq-list summary {
  list-style: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 56px;
  padding: 0.85rem 1rem 0.85rem 1.15rem;
  font-weight: 700;
  color: var(--navy-2);
}
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary:focus-visible { outline: 3px solid var(--gold); outline-offset: -3px; border-radius: 12px; }
.chev {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  border: 1px solid var(--line);
  display: grid;
  place-items: center;
  flex-shrink: 0;
  color: var(--navy);
  transition: transform 0.2s ease;
}
.faq-list details[open] .chev { transform: rotate(180deg); background: var(--off); }
.faq-list .faq-a {
  padding: 0 1.15rem 1.1rem;
  color: var(--muted);
  margin: 0;
}
.faq-band { background: var(--off); }

/* Article */
.article { padding: 2.8rem 0 3.2rem; }
.article h2 {
  font-size: clamp(1.5rem, 3vw, 2.05rem);
  color: var(--navy-2);
  letter-spacing: -0.02em;
  margin: 0 0 1rem;
}
.article h3 {
  font-size: 1.2rem;
  color: var(--navy);
  margin: 1.6rem 0 0.5rem;
}
.article p { color: var(--muted); margin: 0 0 0.95rem; }
.article ol, .article ul { color: var(--muted); padding-left: 1.2rem; }
.article li { margin: 0.35rem 0; }
.article a { font-weight: 650; }

/* Final CTA */
.final-cta {
  background: var(--navy-2);
  color: #fff;
  text-align: center;
  padding: 3rem 0 3.2rem;
}
.final-cta h2 { margin: 0 0 0.5rem; font-size: clamp(1.45rem, 3vw, 2rem); }
.final-cta p { margin: 0 0 1.25rem; color: rgba(255, 255, 255, 0.88); }

/* Map */
.map-section { padding: 2.6rem 0 3rem; }
.map-section h2 {
  margin: 0 0 0.5rem;
  font-size: clamp(1.5rem, 3vw, 2.05rem);
  color: var(--navy-2);
  letter-spacing: -0.02em;
}
.map-embed {
  overflow: hidden;
  border-radius: 1rem;
  width: 100%;
  margin: 1rem 0 0.75rem;
}
.map-embed iframe {
  width: 100%;
  min-height: 320px;
  border: 0;
  border-radius: 1rem;
  display: block;
}
.map-open { font-weight: 650; }

/* Footer */
.site-footer {
  background: #07182F;
  color: rgba(255, 255, 255, 0.86);
  padding: 2.2rem 0 6.5rem;
  font-size: 0.92rem;
}
@media (min-width: 768px) { .site-footer { padding-bottom: 2.4rem; } }
.footer-grid {
  display: grid;
  gap: 1.2rem;
}
.site-footer strong { color: #fff; }
.site-footer a { color: #fff; }
.credits { margin-top: 1.2rem; font-size: 0.78rem; color: rgba(255, 255, 255, 0.55); }
.nap { margin: 0; }

/* Float call — desktop */
.float-call {
  display: none;
  position: fixed;
  left: 1.15rem;
  bottom: 1.15rem;
  z-index: 40;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--blue);
  color: #fff;
  box-shadow: 0 8px 24px rgba(46, 122, 132, 0.45);
  align-items: center;
  justify-content: center;
  text-decoration: none;
}
.float-call:hover { background: var(--blue-d); }
.float-call:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }
.float-call svg { width: 24px; height: 24px; }
@media (min-width: 768px) { .float-call { display: flex; } }

/* Sticky bottom call bar — mobile */
.callbar {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 45;
  background: #fff;
  border-top: 1px solid var(--line);
  padding: 0.65rem 0.9rem calc(0.65rem + env(safe-area-inset-bottom));
  display: flex;
  justify-content: center;
}
.callbar .btn { width: min(520px, 100%); }
@media (min-width: 768px) { .callbar { display: none; } }

/* Privacy inner */
.page-main { padding: 2.5rem 0 3.5rem; }
.page-main h1 { font-size: 2rem; color: var(--navy-2); margin: 0 0 1rem; }
.page-main p { color: var(--muted); }